Simplified Business Checking

The Simplified Business Checking Account is designed for growing businesses with a moderate volume of account activity.  This account provides special banking products and services for emerging retail, professional service businesses and growing small businesses.

As outlined below, there is a monthly account maintenance fee which will be waived each month that certain average collected ledger balance requirements are met.  In addition, a tiered monthly “Free Transactions” allowance is given, based upon each month’s Average Collected Ledger Balance.  Let your balances work for you in TWO ways - one to waive the Monthly Maintenance Fee and two to waive transactions fees.
 

Average Collected Ledger Balance Monthly Maintenance Fee
$0 - $3,499  $10.00 – Includes 50 Free Transactions*
$3,500 - $9,999

 $  6.00 - Includes 75 Free Transactions*

$10,000 - $19,999 No Charge – Includes 125 Free Transactions*
$20,000 +  No Charge - Includes  200 Free Transactions*


*Transactions include:
Deposit tickets, checks written, ATM deposits, ACH (Automated Clearing House) debits and credits.   Transaction overage fee is $.50.

*Number of free checks deposited is 150, transaction overage fee is $.50.

NOTE:  Additional fees apply for special services provided by the Bank such as incoming/outgoing wire transfers, overdraft checks paid/returned, cashier’s checks and gift card purchases.
 

Additional Benefits:
  •  Free Internet Banking
  •  Includes Business Debit Card with No Annual Fee - Debit card purchase transactions are unlimited at no charge.
  • 
Free Imaged Statement and Online access to imaged checks - A $4.00 monthly fee is applicable should you request a paper statement to be mailed.