Simplified Business Checking
The Simplified Business Checking Account is designed for growing businesses with a moderate volume of account activity. This account provides special banking products and services for emerging retail, professional service businesses and growing small businesses.
As outlined below, there is a monthly account maintenance fee which will be waived each month that certain average collected ledger balance requirements are met. In addition, a tiered monthly “Free Transactions” allowance is given, based upon each month’s Average Collected Ledger Balance. Let your balances work for you in TWO ways - one to waive the Monthly Maintenance Fee and two to waive transactions fees.
| Average Collected Ledger Balance | Monthly Maintenance Fee |
| $0 - $3,499 | $10.00 – Includes 50 Free Transactions* |
| $3,500 - $9,999 |
$ 6.00 - Includes 75 Free Transactions* |
| $10,000 - $19,999 | No Charge – Includes 125 Free Transactions* |
| $20,000 + | No Charge - Includes 200 Free Transactions* |
*Transactions include:
Deposit tickets, checks written, ATM deposits, ACH (Automated Clearing House) debits and credits. Transaction overage fee is $.50.
*Number of free checks deposited is 150, transaction overage fee is $.50.
NOTE: Additional fees apply for special services provided by the Bank such as incoming/outgoing wire transfers, overdraft checks paid/returned, cashier’s checks and gift card purchases.
Additional Benefits:
• Free Internet Banking
• Includes Business Debit Card with No Annual Fee - Debit card purchase transactions are unlimited at no charge.
• Free Imaged Statement and Online access to imaged checks - A $4.00 monthly fee is applicable should you request a paper statement to be mailed.



