Checking and NOW Accounts

We offer many kinds of personal Checking and NOW Accounts.

Non-interest bearing checking accounts:

  • Traditional Checking
  • Community Classic Checking
  • Student Checking

Interest bearing NOW accounts:

  • NOW Account

  • Platinum Preferred Account®

Checking Accounts—Features and Benefits

All checking accounts offer

Traditional Checking

  • May be opened with any initial deposit
  • No charge if minimum daily balance is $300 or more, or an average daily balance of $1000 or more during the monthly statement cycle1
  • No limit to the number of checks that may be written and no per check charge
  • First order of standard checks free2
  • $10 monthly service charge if minimum daily balance or minimum average daily balance is not maintained

Community Classic Checking

  • May be opened with any initial deposit
  • There is no monthly minimum balance charge1
  • No limit to the number of checks that may be written and no per check charge
  • First order of standard checks free2

Student Checking

  • May be opened with any initial deposit
  • There is no monthly minimum balance to be maintained1
  • No limit to the number of checks that may be written and no per check charge
  • First order of standard checks free2

NOW Accounts—Features and Benefits

NOW Account

  • Variable rate paid on the daily collected ledger balance, interest rates are tiered
  • May be opened with any initial deposit
  • No charge if minimum daily balance is $750 or more, or an average daily balance of $1,500 or more during the monthly statement cycle1
  • First order of standard checks free2
  • No limit to the number of checks that may be written per month
  • No charges per check written
  • $11 monthly service charge if minimum daily balance or minimum average daily balance is not maintained

PlatinumPreferred Checking®

  • Interest bearing checking available to customers age 50 or older
  • Variable rate paid on the daily collected ledger balance, interest rates are tiered
  • No minimum balance charge1
  • No limit to the number of checks that may be written per month and no charges per check written
  • NO ANNUAL FEE VISA® Debit/ATM Card4
  • $10 discount annually on a safe deposit box3
  • Bonus interest rates on all regular fixed rate CDs

Easy To Open These Accounts

Our SimpleSwitch® system makes switching your bank accounts, direct deposit and automatic bill payment very simple. Fill out and submit this application form or come see one of our friendly personal bankers. Overdraft protection also available for qualified customers.

Learn more about protecting your Checking Account

Click here for more information.

1Other fees, such as overdraft charges, and fees for special services may apply. 2Limitations apply on type of check and quantity ordered. 3Limited number of boxes available.  4VISA® Debit Card for qualified customers only.  Contact bank for disclosures.  Foreign ATM transaction fees apply.  5Foreign ATM transaction fees apply.

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