NOW Checking Account and Savings Rates
Rates as of 01/19/2010
|
Deposit Rates |
||||
|
Account Type |
From |
To |
Interest Rate |
APY |
|
Community Savings |
$0 |
$4,999 |
0.01% |
0.01% |
|
$5,000 |
$24,999 |
0.30% |
0.30% |
|
|
$25,000 |
$49,999 |
0.45% |
0.45% |
|
|
$50,000 |
$9,999,999 |
0.55% |
0.55% |
|
|
Statement / Passbook Savings |
$0 |
$9,999,999 |
0.25% |
0.25% |
|
Junior Savers Club |
$0 |
$9,999,999 |
0.50% |
0.50% |
|
Premium Money Market |
$0 |
$9,999 |
0.01% |
0.01% |
|
$10,000 |
$24,999 |
0.35% |
0.35% |
|
|
$25,000 |
$49,999 |
0.50% |
0.50% |
|
|
$50,000 |
$9,999,999 |
0.60% |
0.60% |
|
Interest Rates and Annual Percentage Yields (APY) on the aforementioned accounts may change after the account is opened. Fees may reduce earnings. To open a Community Savings Account, you must have a Libertyville Bank & Trust checking account that is active. We consider the account to be active if during the most recent three consecutive months, you have had at least one customer initiated debit or credit posted to your checking account. After opening the Community Savings Account, this checking account, other than a Founder’s Checking account, will be assessed a $15 monthly fee whenever there is no customer activity in the checking account for three consecutive months. Contact bank for additional investment options and interest rates.
|
Fixed Rate CD Specials |
Founder’s |
||||||
|
From |
To |
Interest Rate |
APY |
Interest Rate |
APY |
|
| 14 Months | $1,000 | $9,999,999 | 1.19% | 1.20% | 1.44% | 1.45% | |
|
Certificates of Deposit |
Founder’s |
||||||
|
Term |
From |
To |
Interest Rate |
APY |
Interest Rate |
APY |
|
|
3 Months |
$1,000 |
$24,999 |
0.25% |
0.25% |
0.50% |
0.50% |
|
|
$25,000 |
$99,999 |
0.25% |
0.25% |
0.50% |
0.50% |
||
|
$100,000 |
$9,999,999 |
0.25% |
0.25% |
0.50% |
0.50% |
||
|
6 Months |
$1,000 |
$24,999 |
0.50% |
0.50% |
0.75% |
0.75% |
|
|
$25,000 |
$99,999 |
0.50% |
0.50% |
0.75% |
0.75% |
||
|
$100,000 |
$9,999,999 |
0.50% |
0.50% |
0.75% |
0.75% |
||
|
12 Months |
$1,000 |
$24,999 |
1.00% |
1.00% |
1.24% |
1.25% |
|
|
$25,000 |
$99,999 |
1.00% |
1.00% |
1.24% |
1.25% |
||
|
$100,000 |
$9,999,999 |
1.00% |
1.00% |
1.24% |
1.25% |
||
|
18 Months |
$1,000 |
$24,999 |
1.19% |
1.20% |
1.44% |
1.45% |
|
|
$25,000 |
$99,999 |
1.19% |
1.20% |
1.44% |
1.45% |
||
|
$100,000 |
$9,999,999 |
1.19% |
1.20% |
1.44% |
1.45% |
||
|
24 Months |
$1,000 |
$24,999 |
1.49% |
1.50% |
1.74% |
1.75% |
|
|
$25,000 |
$99,999 |
1.49% |
1.50% |
1.74% |
1.75% |
||
|
$100,000 |
$9,999,999 |
1.49% |
1.50% |
1.74% |
1.75% |
||
|
36 Months |
$1,000 |
$24,999 |
1.79% |
1.80% |
2.03% |
2.05% |
|
|
$25,000 |
$99,999 |
1.79% |
1.80% |
2.03% |
2.05% |
||
|
$100,000 |
$9,999,999 |
1.79% |
1.80% |
2.03% |
2.05% |
||
|
48 Months |
$1,000 |
$24,999 |
2.08% |
2.10% |
2.33% |
2.35% |
|
|
$25,000 |
$99,999 |
2.08% |
2.10% |
2.33% |
2.35% |
||
|
$100,000 |
$9,999,999 |
2.08% |
2.10% |
2.33% |
2.35% |
||
|
60 Months |
$1,000 |
$24,999 |
2.57% |
2.60% |
2.81% |
2.85% |
|
|
$25,000 |
$99,999 |
2.57% |
2.60% |
2.81% |
2.85% |
||
|
$100,000 |
$9,999,999 |
2.57% |
2.60% |
2.81% |
2.85% |
||
Listed above are Interest Rates and Annual Percentage Yields (APY) accurate as of the date stated above. The minimum balance required to open a Certificate of Deposit and obtain the APY is $1,000. A penalty may be imposed for early withdrawal. Penalty may reduce earnings.
CDs with Bump Up option: Interest Rates may change after the account is opened, but only upon the accountholder’s request. Interest Rates may change once per year, after the initial 12 months.
Please call a Personal Banker for additional information.
