NOW Checking Account and Savings Rates

Rates as of 11/28/2008
 

Deposit Rates

Account Type

From

To

Interest Rate

APY

Community Savings

$0

$4,999

0.01%

0.01%

$5,000

$24,999

1.04%

1.05%

$25,000

$49,999

1.24%

1.25%

$50,000

$9,999,999

1.98%

2.00%

Statement / Passbook Savings

 $0

$9,999,999

0.25%

0.25%

Junior Savers Club

$0

$9,999,999

0.50%

0.50%

Premium Money Market

$0

$9,999

0.01%

0.01%

$10,000

$24,999

1.09%

1.10%

$25,000

$49,999

1.49%

1.50%

$50,000

$9,999,999

1.88%

1.90%

Interest Rates and Annual Percentage Yields (APY) on the aforementioned accounts may change after the account is opened. Fees may reduce earnings.  To open a Community Savings Account, you must have a Libertyville Bank & Trust checking account that is active.  We consider the account to be active if during the most recent three consecutive months, you have had at least one customer initiated debit or credit posted to your checking account. After opening the Community Savings Account, this checking account, other than a Founder’s Checking account, will be assessed a $15 monthly fee whenever there is no customer activity in the checking account for three consecutive months. Contact bank for additional investment options and interest rates.

Fixed Rate CD Specials

Founder’s
Premium Rates

Term

From

To

Interest Rate

APY

Interest Rate

APY

8 Months

$1,000

$9,999,999

2.72%

2.75%

2.96%

3.00%

14 Months $1,000 $9,999,999 2.96% 3.00% 3.20% 3.25%

Certificates of Deposit

Founder’s
Premium Rate

Term

From

To

Interest Rate

APY

Interest Rate

APY

1 Month

$1,000

$24,999

0.90%

0.90%

1.14%

1.15%

$25,000

$99,999

0.90%

0.90%

1.14%

1.15%

$100,000

$9,999,999

0.90%

0.90%

1.14%

1.15%

3 Months

$1,000

$24,999

1.98%

2.00%

2.23%

2.25%

$25,000

$99,999

1.98%

2.00%

2.23%

2.25%

$100,000

$9,999,999

1.98%

2.00%

2.23%

2.25%

6 Months

$1,000

$24,999

2.18%

2.20%

2.42%

2.45%

$25,000

$99,999

2.18%

2.20%

2.42%

2.45%

$100,000

$9,999,999

2.18%

2.20%

2.42%

2.45%

12 Months

$1,000

$24,999

2.47%

2.50%

2.72%

2.75%

$25,000

$99,999

2.47%

2.50%

2.72%

2.75%

$100,000

$9,999,999

2.47%

2.50%

2.72%

2.75%

18 Months

$1,000

$24,999

2.72%

2.75%

2.96%

3.00%

$25,000

$99,999

2.72%

2.75%

2.96%

3.00%

$100,000

$9,999,999

2.72%

2.75%

2.96%

3.00%

24 Months

$1,000

$24,999

2.86%

2.90%

3.11%

3.15%

$25,000

$99,999

2.86%

2.90%

3.11%

3.15%

$100,000

$9,999,999

2.86%

2.90%

3.11%

3.15%

36 Months
Bump Up

$1,000

$24,999

3.11%

3.15%

3.35%

3.40%

$25,000

$99,999

3.11%

3.15%

3.35%

3.40%

$100,000

$9,999,999

3.11%

3.15%

3.35%

3.40%

48 Months